Derek Ferriera, CFP®, CLU®, ChFC®, REBC®, CBEC®

Derek understands:

• Your desire to reach financial independence with certainty and tax efficiency.
• Your desire to recruit, retain and reward quality employees.
• Your need to be equitable in the business you built with your partner.
• Your hope to leave a legacy within your family or community after you are gone.
• That while you are busy taking care of everyone else in your life, he can help take care of you.

Derek Ferriera is committed to thoroughly understanding your situation and customizing a comprehensive plan to help achieve your financial goals. Whether you are an executive at a Fortune 500 company, a small business owner, the bread winner of your family or a company ready to go public, Derek and his team can help you translate your goals into action steps. Derek is a motivating catalyst to take the plan into immediate action.

Derek brings three decades of experience to his clients. For most of those years, he has mentored other advisors to build successful practices. He was a regular presenter at national training conferences for our firm previously known as Lincoln Financial Advisors and Sagemark Consulting. His experience on over a thousand cases provides clients the benefit of knowing that their plan will run through multiple design sessions before the appropriate options are presented. Derek then helps to implement those planning strategies that are designed to optimize whatever objectives his clients desire to reach. Most importantly, integrity drives him to identify and help clients to overcome obstacles that may hinder their progress toward reaching their goals.

Derek is an active member of the financial planning community and keeps abreast of changes and innovations in the industry. He holds all of the top designations, certifications, and affiliations listed below:

• CERTIFIED FINANCIAL PLANNER™ Practitioner, CFP®, 1990 College of Financial Planning, Denver
• Life Underwriting Training Council Fellow LUTCF, 1991
• Agency Management Training Council AMTC, 1991
• Chartered Life Underwriter, CLU, 1993, American College, Bryn Mawr, PA
• Registered Employee Benefits Consultant, REBC, 1998
• Certified Fund Specialist, CFS, Institute of Business & Finance, 1998
• Former board chairman of local Society of Financial Service Professionals 
• Member of International Association for Financial Planning
• Member of American Society of CLU/ChFC
• Co-Managing Partner of Equity Strategies Group West¹
• Business Intelligence Institute Specialist²
• Former Chairman and Lifetime Member of The Resource Group³

As a graduate of Cal Poly State University, San Luis Obispo, Derek began his career in 1984 at John Hancock until his transition to Sagemark Consulting as Founder and Managing Partner of C Solutions, and now, Partner of Prospera Succession Partners with Osaic FA. Derek grew up and still resides in the Bay Area. He enjoys sports, music, cross fit and travel.

1 Equity Strategies Group is not an affiliate of Osaic FA.

2 The Business Intelligence Institute is an Osaic FA initiative focusing on business succession strategies.

3 The Resource Group is an internal invitation-only, nationwide network of the top planners within Osaic FA.